3520 1st Avenue, Fernandina Beach, FL 32034

$899,000

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Property Description

Coastal Cottage tucked within lush no maintenance native Florida landscaping, the home feels like a private garden retreat walking distance to the beach. The generous 100x100 lot size provides rare space and flexibility, offering room to relax, entertain, or simply enjoy the peaceful coastal setting. Inside, vinyl plank flooring runs throughout the entire home, offering easy, low maintenance care that makes cleanup simple after sandy beach days. The primary suite opens to a spacious screened lanai with private views, perfect for enjoying morning coffee or evening breezes. A detached guest cottage adds versatility and appeal, complete with air conditioning, a kitchenette, half bath, and an enclosed outdoor shower that captures the essence of classic Florida beach living. Whether used for guests, a studio, or additional entertaining space, it enhances the property's unique coastal charm. A large rear deck invites gatherings under the stars or quiet mornings surrounded by mature landscaping. If you are searching for a beach cottage on Amelia Island with a large lot, guest house, and walkable access to the ocean, this 1st Avenue property delivers location, character, and an authentic coastal setting that is increasingly rare to find.

3520 1st Avenue | MLS# 2135658

This single family home located at 3520 1st Avenue, Fernandina Beach, FL 32034 is currently listed for sale with an asking price of $899,000. This property was built in 1979 and has 3 bedrooms and 2 full and 1 partial baths with 1406 sq. ft. 1st Avenue is located in the City Of Fernandina Beach subdivision. Search City Of Fernandina Beach real estate on mwashington.watsonrealtycorp.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Fireplaces: 1
Heating: Central
Lot Size: 0.23 Acres
Taxes: $10,711
Year Built: 1979
Square Feet: 1,406

Local Schools

High School: Fernandina Beach
Middle School: Fernandina Beach
Elementary School: Southside

Listed By / Shown By

Listed By

Agency Name: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Shown By

Agent Name: Mable Washington
Agent Phone: (904) 307-2405
Agency Title: Watson Realty Corp., REALTORS ®

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Estimated Payment

$ 5,489.91 per month $4,335.11 Principal & Interest $892.58 Property Tax $262.21 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/20/2026. The listing information on this page last changed on 03/20/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 03/20/2026 10:14:55 AM EST) or GAMLS (last updated Fri 03/20/2026 10:05:16 AM EST) or Stellar MLS (last updated Fri 03/20/2026 10:00:44 AM EST) or SPC MLS (last updated Fri 03/20/2026 10:10:11 AM EST) or Martin MLS (last updated Fri 03/20/2026 10:13:21 AM EST) or Indian River MLS (last updated Fri 03/20/2026 10:10:38 AM EST) or Daytona MLS (last updated Fri 03/20/2026 10:08:09 AM EST) or Northeast Florida MLS (last updated Fri 03/20/2026 10:09:18 AM EST) or Beaches MLS (last updated Fri 03/20/2026 9:22:09 AM EST) or BORMLS (last updated Fri 03/20/2026 10:11:53 AM EST) or Golden Isles MLS (last updated Fri 03/20/2026 10:06:16 AM EST) or Amelia/Nassau MLS (last updated Fri 03/20/2026 10:10:52 AM EST) or Dixie Gilchrist Levy MLS (last updated Fri 03/20/2026 10:13:33 AM EST) or NFLMLS (last updated Fri 03/20/2026 9:05:29 AM EST). Real estate listings held by brokerage firms other than Watson Realty Corp., REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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